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Rocky Point Travel                   Phoenix: (480) 993-0333

Tucson: (520) 232-2143

Toll Free: (800) 214-0673

In Mexico: (662) 219-6755

E-mail: [email protected]

::- Mexico Auto Insurance -::

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Frequently Asked Questions


Do I need permits, Visas or a passport to enter Rocky Point, and to go back to the USA? (THIS IS THE MOST POPULAR QUESTION).

Effective June 1, 2009, The Department of Homeland Security (DHS) began enforcing the Western Hemisphere Travel Initiative (WHTI), legislation passed by Congress. This mandates that anyone crossing the border into the United States must have proof of citizenship. The passport or passport card (either or) are currently the only documents that satisfies this requirement.

Passports are granted by the U.S. State Department. For details on obtaining a passport, visit their website by clicking here. For a list of passport acceptance facilities in your area, visit

Download an application for a passport here. Follow the instructions on the page and consult with the above link for additional instructions. Photos for passports can be obtained at selected USPS locations, AAA offices and many major drug store chains.

Fees for passports

  • New, replacement or renewal of a passport book: $110 if age 16 and older; $80 if under the age of 16. New replacement or renewal of a passport card: $30 if age 16 and older; $15 if under the age of 16.

Here's a summary:


Beginning January 31, 2008, U.S. and Canadian citizens 19 years and older who enter the U.S. at land and sea ports of entry from within the Western Hemisphere will need to present government-issued photo ID, such as a driver's license as proof of identify, along with proof of citizenship, such as a birth certificate of naturalization certified, or a passport.  children age 18 and under will be able to enter with proof of citizenship.  Verbal claims of citizenship and identify alone will not be sufficient to establish identify and citizenship for entry into the United States.  Please be sure to visit for updated on travel documents and details as to when new requirements will into effect.

How long does it take to get to Rocky Point?
From either Phoenix or Tucson, a scenic four-hour drive through Organ Pipe National Monument and the town of Lukeville, Arizona, will have you in Rocky Point.

Can you provide directions and maps?

In what Time Zone is Rocky Point located?

It is Arizona or Mountain Time.

Can you guarantee a certain unit or special accommodations?

We can place the request; however, every condo is individually owned and decorated and all requests are based on availability. We can not guarantee a specific unit if it is not available either.

Do I need Mexican car insurance?
it's Mexican law! This topic is discussed, in detail, below. You can purchase your policy here.

What do I need to bring for my vacation?
You will need your own beach towels, beach chairs, sunscreen, coffee, coolers, camera/film, charcoal, Frisbee, food.

Do you provide sheets and towels?
Sheets and towels are provided to be used in the condo. However, you need to bring your own beach towels. Please do not take your condo towels to the beach, as they will charge you.

Do you provide beach chairs?
No. You have to bring your own beach chair(s). There are chairs around the pool area; however, they cannot be moved to the beach.

Do you provide cribs?
All condos are individually owned and no cribs or playpens are provided.

Is there golf in the area?
Las Palomas private golf course is now open.  Laguna del Mar and a Jack Nicklaus design golf course is only 4 miles from Sandy Beach. 

Where can I find information on the water sports and many activities?
Please contact the respective resort representative for more information.

What if we have car trouble on the highway?
Mexico has traveling mechanics called "Angeles Verdes" (Green Angels) that will help motorists in distress. They drive green and white pickup trucks.  The road leading to Rocky Point is very safe. From the border to Rocky Point is only one hour away (60 miles).

Is Rocky Point safe?
Rocky Point is very safe. The locals depend on tourism to survive; which is their primary source of revenue. At the same time, use your common sense and judgment. Respect the local customs and culture. Remember, you are only driving one hour inside of Mexico from the U.S. border.  In Rocky Point, life runs slower than some of us are used to in the United States and sometimes tourists become impatient with the slow traffic.  Be cognizant of the local customs and culture (...when in Rome).  Besides, shouldn't you slow down while enjoying yourself here?

Do you allow pets or fireworks?
Absolutely no pets of any kind, breed or size.  We get this question quite frequently and cannot make an exception. We are obligated to enforce the rules and regulations, per the the owners of the resorts we represent. You may see people walking their dogs. That is because those are owners, not renters.  Any renter found with a pet will be evicted, will not receive a refund and will forfeit their entire security deposit.
If you are found using fireworks you will be evicted without a refund as well.

Do you have occupancy limitations in your units?
Absolutely!  All units have occupancy limitations (check on the "rates" section for more information). If you are found to have more people than it is recorded on your reservation, or exceed the occupancy limitations, you will be evicted without a refund.  Even though children under are free, they are still considered as an occupant.  Please be cognizant of the exact guest count before you book your reservation. Don't jeopardize your vacation by exceeding occupancy limitations or not reporting the number of occupants. You will be issued a wristband. The number of wristbands (which allow you to be at the resort) will be issued to the number reported on your reservation - no exceptions. Some resorts will charge you and some delegate us to do so.

How far are the resorts from town?
The town of Puerto Peñasco, with its restaurants, gift shops and bars is only 5-7 minutes away from the Sandy Beach area. Peñasco del Sol Hotel and Pinacate Resort are right in the center of town. 

Can I barbecue inside the condo?
No. It is a fire hazard and prohibited.  However, there are BBQs throughout the common areas in every resort. You would have to bring your own cooking materials (i.e., charcoal, lighter fluid, etc).

Can we use another resort's facilities while we're staying at a different one?
No. Each resort is independent from the other. You can only use the facilities of the resort you are staying at. However, you can use any public establishment, no matter where you are staying at.  For example, you can dine at the Sonoran Grill (located at the Sonoran Spa) or you can visit La Spa de Penasco (i.e., for massages, facials, pedicures, etc.) at the Sonoran Spa, Las Palomas restaurants, etc..

Do you provide a list of amenities for each resort?

Absolutely. Click Here.

Will I be able to spot dolphins?
More than likely you will.  Periodically, schools of dolphins swim across the Sea of Cortez and even whales can be observed in the area. Want to get even closer? Take a boat trip.

Any information on Souvenirs or Gift Shops?
Well, you can't leave Rocky Point without taking a piece of memorabilia.  There are plenty of gift shops to satisfy the most discriminating taste and budget. However, for the price and variety, we recommend that you stop at our favorite area.  This area is known by different names: 1. Choya Mall; 2. Rodeo Drive or 3. Our favorite name of all:  Shacks 5th Ave.  The nicer the store, the more you will pay. And remember, CASH IS KING!

How about the restaurants?
There are plenty of restaurants in town to choose from.  We truly enjoy the following ones.:

1. Hacienda Las Fuentes - This is Rocky Point's newest and nicest restaurant. The restaurant's atmosphere is everything you expect from a nice Mexican restaurant and more. The food is outstanding and the selection of drinks is enormous. It is located on the way to the Las Conchas development.

2. Casa del Capitan - sits on top of a hill and overlooks the Sea of Cortez.  Offers exquisite food and a magnificent and unparalleled view. 

3. Fish - This one sits on top of the hill also; right next to Rocky Point's lighthouse. Great food, live music and even dancing.

4. Friendly Dolphin - A great place to take friends and family also. The decorations are impressive and the atmosphere is fun fun! Don't be surprised if Gast?, the owner, sits down to chat and sing for you.  Take a look at all the celebrity pictures on the walls. If he does, tell him Rocky Point Travel sent you.

5. La Curva - This restaurant is not famous for its looks but for its exquisite food and family atmosphere. It is a family restaurant that has satisfied the locals' palates for decades and now it's becoming a favorite stop for our rental clients.

Can I buy property in Rocky Point?
Yes you can. Interested in buying a piece of paradise?

How much alcohol & shrimp can we bring back to the U.S.?
1 liter of Alcohol per adult or 5 kilos of fish or shrimp.

Are there delays crossing the border?

Transiting the international border at the crossing in Lukeville, Arizona, which is the one you will be using if you are driving down from the direction of either Phoenix or Tucson, normally takes less than a minute in either direction. There are often delays on Sunday afternoons, due to lots of people heading back north at the same time. Of course you could always stay an extra night and head back north on Monday, thereby avoiding any traffic. If you will have internet access, here is a great link provided by US Customs. Just scroll down and find LUKEVILLE. There, you will see the wait times (live / 10-minute delay). CLICK HERE.

Can I take a rental car into Mexico?

It's not an issue with the Mexican authorities, as long as you have a valid rental agreement in your possession, should they happen to check (unlikely).  The only company we are aware of that allows you to take their vehicles into Mexico is Enterprise Rent-A-Car, provided you purchase Mexican insurance, which you would need in any case.  Other smaller and independent companies may allow it as well.  We have heard that Dollar is also allowing their cars be taken into Mexico. Check with your company of choice.

Do we bring Cash or Credit Cards?

Dollars are universally accepted in Rocky Point and there is not even a need to take pesos or exchange dollars into pesos while you are visiting Rocky Point. The ubiquitous Visa and MasterCard are accepted in most places, although not usually in the smaller cafes and shops. There are ATM machines at all four banks in town, so you can always replenish your cash supply that way.  You will receive Mexican Pesos only. The current exchange is around 10 to 1 (pesos to dollars).  By the way - you always have more bargaining power when using CA$H.

Can I drink the water?

You can, but pretty much everyone drinks bottled water, just to be sure. Besides, the local water has a high mineral content and doesn't really taste very good.  We provide A 5-gallon bottle of purified water in all our rental units. You may want to bring smaller bottles to take with you, as you tour Rocky Point. It is only a myth that people get sick by drinking or eating in Mexico. If that were the case, there wouldn't be a restaurant standing. All restaurants cook with purified water. In most instances, people who get sick are dehydrated or consumed too much alcohol. This can happen anywhere in the world.

Can I use my cell phone?

Maybe. The best way to find out is by contacting your carrier and asking them if they provide service in Rocky Point. Some carriers offer the roaming service automatically and some need to be notified so that they can activate the service for you. In a worst case scenario, you can buy telephone cards to be used in many payphones.  They can be purchased at convenience and drug stores.

On the Road in Mexico - Some common signs and their meanings:

* Curva - Curve

* Llanteros - Tire repair shop

* Izquierda - Left

* Derecha - Right

* Alto - You will see that in all Stop signs and means that, Stop.

* Topes - Speed bumps


Fishing in Rocky Point - Fishing permits are required for everyone in any boat where even one person is fishing. Exception: those under 12 do not need a permit if accompanied by an adult permitted fisherman. Catches can not be sold or exchanged and each person can only take 11 pounds of fish from Mexico per trip. All boats in Mexican waters need a valid permit. Grouper, Pinto Bass, Red Snapper and Yellowtail are fish that are available in December. Grouper can go up to 200 lbs; their white meat is very tasty and is prepared by baking, frying and grilling. They like to hid in rock piles below cliffs and underwater reefs. Yellowtail range up to 20 lb s and spawn in the Sea of Cortez. They prefer warm waters and migrate northward to feed as the waters warm up. Once abundant, Yellowtail were almost destroyed by over fishing.


Season Fishing Calendar

  • Trigger Fish - Mar - Aug

  • Corvina - Apr - Aug

  • Dolphin Fish - Jun - Nov

  • Dorado - Jun, Oct - Nov

  • Flounder - Jun - Oct

  • Grouper - Jan - May, Oct - Dec

  • Mackeral - Jun - Sep

  • Marlin - Jun - Nov

  • Pinto Bass - Jan - May, Dec

  • Pompano - Feb - Jun

  • Red Snapper - Jan-May, Dec

  • Rock Bass - Feb - Jun

  • Sailfish - Jun - Nov

  • Sea Bass - Feb - Jul

  • Sea Trout - Apr - Jul

  • Shark - All Year

  • Sierra - Jun - Nov

  • Skipjack - Jun - Nov

  • Yellowtail - Jan-May, Dec

Do I need Mexican insurance?

In a word, yes! While some American insurance companies will cover you a certain limited distance inside Mexico, the Mexican government does not recognize any American insurance as valid. In case of a fender bender, you may have to establish your ability to pay for the damage (meaning Mexican insurance or cash), whether its your fault or not, so its best to be prepared, meaning insured. When purchasing ask to be given the name and phone number of the local adjuster at your destination, just in case. The adjuster will handle any negotiations and arrange for whatever needs to be done, in the event of a problem, so if that's not forthcoming, buy somewhere else. The cost depends on the value of your vehicle and length of your stay. You can buy it at the border, or you can buy it from the comfort of your own home through us by clicking below:



Click on the banner above and buy Mexican auto or boat insurance from the comfort of your own home. No more unnecessary stops and paperwork on your way to paradise. Click above, print your policy, and be on your way!  Questions?  Read below.

Everyone asks the same question. Why buy from Mexico Travel Services?

They are a leading provider of coverage for US and Canadian citizens visiting Mexico. Some of the advantages of buying online today from their agents include:

Many consumers believe that they can save a few dollars by purchasing manual, handwritten policies at the border. This may be the case. However, when you purchase online your policy information is immediately available to the authorities in Mexico. Since this data is immediately available, in the event you are involved in an accident, your claim may be handled much more efficiently and you will spend less time dealing with the authorities as they are immediately able to verify coverage via our system.

First of all, their system is simple and easy to use. Their operation has issued over 100,000 Mexican Auto certificates since the inception of their online program. Their customers and agents enjoy the ease of use, time savings, and quality coverage provided by purchasing and printing Mexican auto policies from quality insurers immediately online.

Consumers and agents can also re-print and renew policies from anywhere 24 hours per day seven days per week.

Each of the underwriters, or their parent companies, carry A- or better ratings from AM Best. Over the past several years, a number of Mexican insurers have failed, become insolvent, or have stopped offering Tourist Auto coverage. They have aligned themselves with only the most stable, professional companies in the market to ensure that your claim will be covered and handled professionally.

They offer you more coverage options than any other Mexican insurance provider. While they offer the standard coverage offered by all other Mexican insurance providers, they also offer a unique optional ACE Platinum Plus endorsement which provides coverage not available from standard Mexico insurers, such as Partial Theft, Vandalism, and guaranteed US cost of repair on claims settlements.

They continually strive to offer not only the broadest available coverage at the lowest prices, but also new products.

Their carriers all allow for your vehicle to be repaired or replaced in the USA. While it is imperative that your initial claim be made prior to leaving Mexico, they offer US style follow up servicing via toll free numbers and communication once you return to your home in the USA or Canada.


Q: Why do I need Mexican insurance?
A: Mexico has traffic laws very similar to the United States. The application of their laws is what accounts for the differences, and the reasons for needing Mexican insurance. The law in Mexico is based on the Napoleonic Code where guilt prevails over the assumption of innocence. In the U.S., the law is based on the English Common Law where innocence prevails over the assumption of guilt. Mexico does not have compulsory automobile insurance. The basic difference between Mexico's and United States financial responsibility law is that anyone involved in an accident in Mexico must have the means to respond to damages or injuries for which they may be responsible....which in Mexico would be in the form of either cash or a Mexican insurance policy.

Q: Do I need a Mexico Car Permit?
A: If you plan on only driving in the state of Sonora, the answer is NO, you don't need a permit.. If you plan to drive outside the state of Sonora in mainland Mexico beyond the border areas, or plan to transport a vehicle by ferry from Baja California to mainland Mexico, then yes, you do need a permit.. Permits are also not required for travel on the Baja California peninsula.

Q: Does my U.S. insurance policy cover me in Mexico?
A: Some policies may cover your vehicle for physical damage. The problem is that the Mexican government does not recognize any policies as valid unless it is by a Mexican Insurance Company. You must have a Mexican Insurance Policy that covers you for your liability in Mexico.

Q: How is the value of my vehicle determined?
A: Your insurance agent should be able to help you, or you can click on the above banner, which has a Kelly's Blue Book link and check for yourself to determine your vehicle's value. Make sure to add those extras you want insured in case you should have a loss. Don't forget to add the vehicle being towed, if any, in the amount to be insured. We advise you not to under-insure.

Q: What if I have a loan on my vehicle?
A: Most lenders will require that they be furnished a copy of your policy indicating that the unit is insured while it is in Mexico. Just include the "lien holder" on your policy. Always make sure you allow enough time before your trip into Mexico to allow for the handling of paperwork.

Q: If I tow a trailer, boat, or another vehicle, do I need to insure them?
A: No, and it must be listed on the policy with the towing vehicle, otherwise the towing vehicle's insurance could be voided in the event of an accident or loss. If you are towing another Car or Truck, and plan on driving it around in Mexico, you will need a policy to cover it for driving and not just while it is in tow.

Q: If I am borrowing a vehicle, will I need any special documents?
A: Yes, you should obtain a notarized affidavit of permission from the legal owner?

Q: What is Liability Only?
A: The Liability Only policy provides the minimum vehicle insurance required by the Mexican government. Included in this coverage is property damage caused by your vehicle, legal liability for injuries or death of persons not in your vehicle, and medical expenses for you or other persons in your vehicle.

Q: What is Legal Aid Coverage?
A: In Mexico, a traffic accident is considered a felony, it is possible that you will be detained by the authorities, with your vehicle impounded, until they conclude their investigation. Legal Aid helps prevent this, with one phone call an attorney will come to your assistance, and negotiate your immediate release, as well as the release of the vehicle.

Q: What's covered on a Mexican auto insurance policy?
A: Contrary to the more broad coverage's of a standard U.S. auto policy, a Mexican tourist auto policy is a named peril policy. Basically that means, "what you see is what you get". If it is not listed on the Policy Coverage then it is not a part of the coverage, nothing more and nothing less.
There are five (5) basic risks to a standard Mexican tourist auto policy.
1) Collision, Upset, and Glass Breakage
2) Fire and Total Theft
3) Property Damage Liability
4) Bodily Injury Liability
5) Medical Expenses
There are various methods of customizing a Mexican tourist policy. You are encouraged to clearly define your travel plans to your Mexican insurance agent so that adequate insurance is established.

Q: What's NOT covered on a Mexican auto insurance policy?

A: As important as it is to know what is covered, it is worthwhile to also know what is NOT covered. Some of the losses and/or expenses an insured might incur which are not covered include pilferage, vandalism, lodging expenses, toll calls, and loss of wages.

Q: Are claims paid in dollars?
A: The Mexican insurance company settles all insurance claims in U.S. dollars from their claims offices in Mexico.

Q: How much does Mexican insurance cost?
A: There are many factors to determine the total cost of insurance. Basically it is a "sliding scale" It all depends on how much you insure you vehicle(s) for, and how long you will be insured for. Most policies are written on a daily rate. It may be less money if you are going to be traveling many days in Mexico, to go with an annual policy (covers you for the entire year).
. 10% Mexican government tax on the premium

Q: Do I have to go to your office to get my insurance policy?

A: No. Click on the banner above and start the process. It is easy.  Stopping at the border to get insurance can be timely and expensive.  Doing it from the comfort of your own home, printing the policy from your own computer, is another benefit of renting your condo through us.  We are not affiliated with the insurance company nor are we licensed to receive commissions.  It is a benefit for you: Our rental client.


How's the weather?

The best The sun shines almost year round in Rocky Point. The weather is one of the main reasons people visit Rocky Point. Rocky Point experiences only 2 inches of rain a year so a dry trip with plenty of sunshine is pretty much guaranteed. For most of the year the days are sunny and warm. During the winter months the days are warm although the nights can get a bit chilly. The summer months, especially June through September, can be warm because of the 90-degree plus temperatures combine with high humidity. However, because the water temperature is above 80 degrees and there is almost always an ocean breeze to produce pleasant evenings, some people find this time of the year to be their favorite.


Yearly Averages:

2 inches -- mostly in December and January and late summer.

Dec. to Feb. - 40-75 F?
March to May - 60-80 F?
June to Aug. - 68-98 F?
Sept. to Nov. - 62-84 F?


Weather Report - CLICK HERE

If you did not find an answer to a question(s), feel free to contact us at:

 [email protected] 






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